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General
The implementation of a scheme of this magnitude has
involved meticulous planning and deliberations and it has come
about finally with the Government acceding to the long standing
demand of the Armed Forces. Comprehensive Medicare was an
absolute must for our pensioners, widows and their Next of Kin,
the scheme has come into effect on 01 Apr 2003 and the Govt has
given five years for its complete implementation i.e till 31 Mar
2008 .
- With the advent of this Scheme
, Ex-Servicemen pensioners who were only entitled for treatment
in Service Hospitals are now authorised treatment, not only in
Service Hospitals but also in those civil/private hospitals
which are specifically empanelled with the ECHS.
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ECHS is a
medical care scheme covering all the diseases. It is providing
benefit to the complete spectrum of ESM pensioners settled in
far-flung areas of the country through a network of 227
polyclinics (106 in Mil stations and 121 in Non Military
Stations) and 306 Civil hospitals which have been empanelled so
far with the ECHS.
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The present
population of ESM pensioners in the region of 17 lakhs with an
annual increment of 70,000. All ESM pensioners who have retired
before 01 Apr 03 have an option to become a member of the Scheme
and the last date for exercising this option is 31 Mar 2008 .
The ESM pensioners who have retired /retiring post 01 Apr 03 are
compulsory members of the Scheme.
- Eligibility
- Twin Conditions apply.
- The prospective member
must be an ex-servicemen /widow/ dependent of ESM.
- The prospective member
must be in receipt of pension/family pension/disability
pension paid from under the head of the
Defence Services Estimate
- The above simultaneous
conditions automatically exclude categories of Ex-servicemen
Who are not earning pension from Defence Services Estimate.
- How to Become an ECHS Member
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The application
forms has been Simplified and this has been done owing to the
feed back form the environment which stated that earlier
application forms were too long and difficult to comprehend and
therefore all the earlier application forms have been superseded
the detailed instructions for filling of the forms have been
given in the General instructions.
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ECHS
Contribution The ESM pensioners will have to pay the ECHS
Contribution through MRO. The details are in the General
Instructions of the Application Form. The details are following
are exempted from the ECHS Contribution:-
- War Widows
- NOK (Earning Family
Liberalised Family Pensions) of the Diseased Soldiers
- War Disabled Pensioners
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Membership
identifications Smart Card The ECHS member will be issued with
one primary card and up to two add on cards with a period of 60
days. The Smart card will need to be paid for by the member (Rs.
90/- per card).
- Misuse of ECHS Membership
- Conclusion
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The ECHS is a
major venture and this Medicare concept is being attempted for
the first time at an all India level. It is but natural that
such a scheme would take some time to emerge on ground through
newly constructed and equipped Polyclinics. There will be
progressive build up of ECHS assets within a span of five years
as per Government of India letter, i.e, by 31 Mar 2008 , which
is also linked to the progressive release of funds by Ministry
of Defence.
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The ECHS is
very forward looking and comprehensive medicare scheme, which
will go a long way in providing medicare to the numerous ESM who
retire each year. This scheme is definitely in the interest of
EX-servicemen pensioners and, through the means of this Hand
Book, it is hoped that the environment will seize the
opportunity to enroll well before the cut off date.
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After more than
50 years of independence, ESM have been rightfully given free
medical facilities for them, their children and their parents,
provided they become members of the Scheme. It is our endeavour
to ensure that no ESM pensioner is denied this facility for any
reason. We will also welcome suggestions of retired ESM. Where
ever we can improve the scheme, subject to the validity or
reasonability of the suggestion, we shall attempt to do so. Our
motto remains: “POSITIVE ATTITUDE TO KEEP OUR MEMBERS HEALTHY
AND FIT”.
- In Case of any difficulty ,
one may contact:-
- Central Organisation
Ex-Servicemen Contributory Health Scheme (ECHS)
Adjutant’s General Branch
Army Headquarters
Maude
Lines, Delhi Cantt – 110 010
Tele : 25684846, 25684847,
25684946. 25684945